0000001 - Document - Cover Page link:presentationLink link:calculationLink link:definitionLink 0000002 - Document - Audit Information link:presentationLink link:calculationLink link:definitionLink 9952151 - Statement - CONSOLIDATED STATEMENT OF FINANCIAL POSITION link:presentationLink link:calculationLink link:definitionLink 9952152 - Statement - CONSOLIDATED STATEMENT OF INCOME link:presentationLink link:calculationLink link:definitionLink 9952153 - Statement - CONSOLIDATED STATEMENT OF INCOME - Alternative Calc link:presentationLink link:calculationLink link:definitionLink 9952154 - Statement - CONSOLIDATED STATEMENT OF COMPREHENSIVE INCOME link:presentationLink link:calculationLink link:definitionLink 9952155 - Statement - CONSOLIDATED STATEMENT OF COMPREHENSIVE INCOME - Alternative Calc link:presentationLink link:calculationLink link:definitionLink 9952156 - Statement - CONSOLIDATED STATEMENT OF CHANGES IN EQUITY link:presentationLink link:calculationLink link:definitionLink 9952157 - Statement - CONSOLIDATED STATEMENT OF CASH FLOWS link:presentationLink link:calculationLink link:definitionLink 9952158 - Statement - CONSOLIDATED STATEMENT OF CASH FLOWS (Parenthetical) link:presentationLink link:calculationLink link:definitionLink 9952159 - Disclosure - OPERATIONS link:presentationLink link:calculationLink link:definitionLink 9952160 - Disclosure - BUSINESS ACQUISITIONS link:presentationLink link:calculationLink link:definitionLink 9952161 - Disclosure - MATERIAL ACCOUNTING POLICIES link:presentationLink link:calculationLink link:definitionLink 9952162 - Disclosure - CASH AND DUE FROM BANKS link:presentationLink link:calculationLink link:definitionLink 9952163 - Disclosure - CASH COLLATERAL, REVERSE REPURCHASE AGREEMENTS AND SECURITIES BORROWING AND PAYABLES FROM REPURCHASE AGREEMENTS AND SECURITIES LENDING link:presentationLink link:calculationLink link:definitionLink 9952164 - Disclosure - INVESTMENTS link:presentationLink link:calculationLink link:definitionLink 9952165 - Disclosure - LOANS, NET link:presentationLink link:calculationLink link:definitionLink 9952166 - Disclosure - INSURANCE AND REINSURANCE CONTRACTS ASSETS AND LIABILITIES link:presentationLink link:calculationLink link:definitionLink 9952167 - Disclosure - PROPERTY, FURNITURE AND EQUIPMENT, NET link:presentationLink link:calculationLink link:definitionLink 9952168 - Disclosure - INTANGIBLE ASSETS AND GOODWILL, NET link:presentationLink link:calculationLink link:definitionLink 9952169 - Disclosure - RIGHT-OF-USE ASSETS AND LEASE LIABILITIES link:presentationLink link:calculationLink link:definitionLink 9952170 - Disclosure - OTHER ASSETS AND OTHER LIABILITIES link:presentationLink link:calculationLink link:definitionLink 9952171 - Disclosure - DEPOSITS AND OBLIGATIONS link:presentationLink link:calculationLink link:definitionLink 9952172 - Disclosure - DUE TO BANKS AND CORRESPONDENTS link:presentationLink link:calculationLink link:definitionLink 9952173 - Disclosure - BONDS AND NOTES ISSUED link:presentationLink link:calculationLink link:definitionLink 9952174 - Disclosure - EQUITY link:presentationLink link:calculationLink link:definitionLink 9952175 - Disclosure - TAX SITUATION link:presentationLink link:calculationLink link:definitionLink 9952176 - Disclosure - CONTINGENT RISKS AND COMMITMENTS link:presentationLink link:calculationLink link:definitionLink 9952177 - Disclosure - INTEREST, SIMILAR INCOME AND SIMILAR EXPENSES link:presentationLink link:calculationLink link:definitionLink 9952178 - Disclosure - COMMISSIONS AND FEES link:presentationLink link:calculationLink link:definitionLink 9952179 - Disclosure - NET GAIN ON SECURITIES link:presentationLink link:calculationLink link:definitionLink 9952180 - Disclosure - INSURANCE AND REINSURANCE RESULT link:presentationLink link:calculationLink link:definitionLink 9952181 - Disclosure - SALARIES AND EMPLOYEES BENEFITS link:presentationLink link:calculationLink link:definitionLink 9952182 - Disclosure - ADMINISTRATIVE EXPENSES link:presentationLink link:calculationLink link:definitionLink 9952183 - Disclosure - OTHER INCOME AND EXPENSES link:presentationLink link:calculationLink link:definitionLink 9952184 - Disclosure - EARNING PER SHARE link:presentationLink link:calculationLink link:definitionLink 9952185 - Disclosure - OPERATING SEGMENTS link:presentationLink link:calculationLink link:definitionLink 9952186 - Disclosure - TRANSACTIONS WITH RELATED PARTIES link:presentationLink link:calculationLink link:definitionLink 9952187 - Disclosure - FINANCIAL INSTRUMENTS CLASSIFICATION link:presentationLink link:calculationLink link:definitionLink 9952188 - Disclosure - FINANCIAL AND NON-FINANCIAL RISK MANAGEMENT link:presentationLink link:calculationLink link:definitionLink 9952189 - Disclosure - COMMITMENTS AND CONTINGENCIES link:presentationLink link:calculationLink link:definitionLink 9952190 - Disclosure - SUBSEQUENT EVENTS link:presentationLink link:calculationLink link:definitionLink 9955511 - Disclosure - MATERIAL ACCOUNTING POLICIES (Policies) link:presentationLink link:calculationLink link:definitionLink 9955512 - Disclosure - BUSINESS ACQUISITIONS (Tables) link:presentationLink link:calculationLink link:definitionLink 9955513 - Disclosure - MATERIAL ACCOUNTING POLICIES (Tables) link:presentationLink link:calculationLink link:definitionLink 9955514 - Disclosure - CASH AND DUE FROM BANKS (Tables) link:presentationLink link:calculationLink link:definitionLink 9955515 - Disclosure - CASH COLLATERAL, REVERSE REPURCHASE AGREEMENTS AND SECURITIES BORROWING AND PAYABLES FROM REPURCHASE AGREEMENTS AND SECURITIES LENDING (Tables) link:presentationLink link:calculationLink link:definitionLink 9955516 - Disclosure - INVESTMENTS (Tables) link:presentationLink link:calculationLink link:definitionLink 9955517 - Disclosure - LOANS, NET (Tables) link:presentationLink link:calculationLink link:definitionLink 9955518 - Disclosure - INSURANCE AND REINSURANCE CONTRACTS ASSETS AND LIABILITIES (Tables) link:presentationLink link:calculationLink link:definitionLink 9955519 - Disclosure - PROPERTY, FURNITURE AND EQUIPMENT, NET (Tables) link:presentationLink link:calculationLink link:definitionLink 9955520 - Disclosure - INTANGIBLE ASSETS AND GOODWILL, NET (Tables) link:presentationLink link:calculationLink link:definitionLink 9955521 - Disclosure - RIGHT-OF-USE ASSETS AND LEASE LIABILITIES (Tables) link:presentationLink link:calculationLink link:definitionLink 9955522 - Disclosure - OTHER ASSETS AND OTHER LIABILITIES (Tables) link:presentationLink link:calculationLink link:definitionLink 9955523 - Disclosure - DEPOSITS AND OBLIGATIONS (Tables) link:presentationLink link:calculationLink link:definitionLink 9955524 - Disclosure - DUE TO BANKS AND CORRESPONDENTS (Tables) link:presentationLink link:calculationLink link:definitionLink 9955525 - Disclosure - BONDS AND NOTES ISSUED (Tables) link:presentationLink link:calculationLink link:definitionLink 9955526 - Disclosure - EQUITY (Tables) link:presentationLink link:calculationLink link:definitionLink 9955527 - Disclosure - TAX SITUATION (Tables) link:presentationLink link:calculationLink link:definitionLink 9955528 - Disclosure - CONTINGENT RISKS AND COMMITMENTS (Tables) link:presentationLink link:calculationLink link:definitionLink 9955529 - Disclosure - INTEREST, SIMILAR INCOME AND SIMILAR EXPENSES (Tables) link:presentationLink link:calculationLink link:definitionLink 9955530 - Disclosure - COMMISSIONS AND FEES (Tables) link:presentationLink link:calculationLink link:definitionLink 9955531 - Disclosure - NET GAIN ON SECURITIES (Tables) link:presentationLink link:calculationLink link:definitionLink 9955532 - Disclosure - INSURANCE AND REINSURANCE RESULT (Tables) link:presentationLink link:calculationLink link:definitionLink 9955533 - Disclosure - SALARIES AND EMPLOYEES BENEFITS (Tables) link:presentationLink link:calculationLink link:definitionLink 9955534 - Disclosure - ADMINISTRATIVE EXPENSES (Tables) link:presentationLink link:calculationLink link:definitionLink 9955535 - Disclosure - OTHER INCOME AND EXPENSES (Tables) link:presentationLink link:calculationLink link:definitionLink 9955536 - Disclosure - EARNING PER SHARE (Tables) link:presentationLink link:calculationLink link:definitionLink 9955537 - Disclosure - OPERATING SEGMENTS (Tables) link:presentationLink link:calculationLink link:definitionLink 9955538 - Disclosure - TRANSACTIONS WITH RELATED PARTIES (Tables) link:presentationLink link:calculationLink link:definitionLink 9955539 - Disclosure - FINANCIAL INSTRUMENTS CLASSIFICATION (Tables) link:presentationLink link:calculationLink link:definitionLink 9955540 - Disclosure - FINANCIAL AND NON-FINANCIAL RISK MANAGEMENT (Tables) link:presentationLink link:calculationLink link:definitionLink 9955541 - Disclosure - BUSINESS ACQUISITIONS - Narrative (Details) link:presentationLink link:calculationLink link:definitionLink 9955542 - Disclosure - BUSINESS ACQUISITIONS - Schedule of Carrying Amount and Fair Value of Identified Assets and Liabilities (Details) link:presentationLink link:calculationLink link:definitionLink 9955543 - Disclosure - MATERIAL ACCOUNTING POLICIES - Basis of Presentation, Use of Estimates and Changes in Accounting Policies (Details) link:presentationLink link:calculationLink link:definitionLink 9955544 - Disclosure - MATERIAL ACCOUNTING POLICIES - Schedule of Detailed Information About Basis of Consolidation (Details) link:presentationLink link:calculationLink link:definitionLink 9955545 - Disclosure - MATERIAL ACCOUNTING POLICIES - Schedule of Discount Rates Applied to Discount Future Cash Flows (Details) link:presentationLink link:calculationLink link:definitionLink 9955546 - Disclosure - MATERIAL ACCOUNTING POLICIES - Schedule of Estimated Useful Lives of Intangible Assets (Details) link:presentationLink link:calculationLink link:definitionLink 9955547 - Disclosure - CASH AND DUE FROM BANKS - Schedule of Composition of Cash (Details) link:presentationLink link:calculationLink link:definitionLink 9955548 - Disclosure - CASH AND DUE FROM BANKS - Schedule of Composition of Funds (Details) link:presentationLink link:calculationLink link:definitionLink 9955549 - Disclosure - CASH COLLATERAL, REVERSE REPURCHASE AGREEMENTS AND SECURITIES BORROWING AND PAYABLES FROM REPURCHASE AGREEMENTS AND SECURITIES LENDING - Schedule of Composition of Cash Collateral, Reverse Repurchase Agreements and Securities Borrowing (Details) link:presentationLink link:calculationLink link:definitionLink 9955550 - Disclosure - CASH COLLATERAL, REVERSE REPURCHASE AGREEMENTS AND SECURITIES BORROWING AND PAYABLES FROM REPURCHASE AGREEMENTS AND SECURITIES LENDING - Schedule of Financing To Customers Through Reverse Repurchase Agreements and Securities Borrowing (Details) link:presentationLink link:calculationLink link:definitionLink 9955551 - Disclosure - CASH COLLATERAL, REVERSE REPURCHASE AGREEMENTS AND SECURITIES BORROWING AND PAYABLES FROM REPURCHASE AGREEMENTS AND SECURITIES LENDING - Schedule of Payables from Repurchase Agreements and Securities Lending (Details) link:presentationLink link:calculationLink link:definitionLink 9955552 - Disclosure - CASH COLLATERAL, REVERSE REPURCHASE AGREEMENTS AND SECURITIES BORROWING AND PAYABLES FROM REPURCHASE AGREEMENTS AND SECURITIES LENDING - Schedule of Repurchase Agreement Secured with Cash and Investments (Details) link:presentationLink link:calculationLink link:definitionLink 9955553 - Disclosure - CASH COLLATERAL, REVERSE REPURCHASE AGREEMENTS AND SECURITIES BORROWING AND PAYABLES FROM REPURCHASE AGREEMENTS AND SECURITIES LENDING - Narrative (Details) link:presentationLink link:calculationLink link:definitionLink 9955554 - Disclosure - INVESTMENTS - Schedule of Investment at Fair Value Through Profit or Loss (Details) link:presentationLink link:calculationLink link:definitionLink 9955555 - Disclosure - INVESTMENTS - Schedule of Investment at Fair Value Through Profit or Loss Footnotes (Details) link:presentationLink link:calculationLink link:definitionLink 9955556 - Disclosure - INVESTMENTS - Schedule of Investments at Fair Value through Other Comprehensive Income (Details) link:presentationLink link:calculationLink link:definitionLink 9955557 - Disclosure - INVESTMENTS - Narrative (Details) link:presentationLink link:calculationLink link:definitionLink 9955558 - Disclosure - INVESTMENTS - Schedule of Maturities and Annual Market Rates of Debts Instruments Investments (Details ) link:presentationLink link:calculationLink link:definitionLink 9955559 - Disclosure - INVESTMENTS - Schedule of Government Bonds (Details) link:presentationLink link:calculationLink link:definitionLink 9955560 - Disclosure - INVESTMENTS - Schedule of Securitization Instruments (Details) link:presentationLink link:calculationLink link:definitionLink 9955561 - Disclosure - INVESTMENTS - Schedule of Amortized Cost of Investments (Details) link:presentationLink link:calculationLink link:definitionLink 9955562 - Disclosure - INVESTMENTS - Schedule of Balance of Investments Classified by Maturity (Details) link:presentationLink link:calculationLink link:definitionLink 9955563 - Disclosure - LOANS, NET - Schedule of Direct Loans, Net (Details) link:presentationLink link:calculationLink link:definitionLink 9955564 - Disclosure - LOANS, NET - Schedule of Composition of Gross Credit Balance (Details) link:presentationLink link:calculationLink link:definitionLink 9955565 - Disclosure - LOANS, NET - Schedule of Movement of Gross Balance of Loan Portfolio by Stages (Details) link:presentationLink link:calculationLink link:definitionLink 9955566 - Disclosure - LOANS, NET - Schedule of Movement in Allowance for Loan loss for Direct and Indirect Loans (Details) link:presentationLink link:calculationLink link:definitionLink 9955567 - Disclosure - LOANS, NET - Schedule of Maturity and Payment Due for Gross Direct Loans (Details) link:presentationLink link:calculationLink link:definitionLink 9955568 - Disclosure - LOANS, NET - Narrative (Details) link:presentationLink link:calculationLink link:definitionLink 9955569 - Disclosure - INSURANCE AND REINSURANCE CONTRACTS ASSETS AND LIABILITIES - Schedule of Assets Per Reinsurance Contract (Details) link:presentationLink link:calculationLink link:definitionLink 9955570 - Disclosure - INSURANCE AND REINSURANCE CONTRACTS ASSETS AND LIABILITIES - Schedule of Liability for Insurance Contracts (Details) link:presentationLink link:calculationLink link:definitionLink 9955571 - Disclosure - INSURANCE AND REINSURANCE CONTRACTS ASSETS AND LIABILITIES - Schedule of Components of Movements of Insurance Contracts (Details) link:presentationLink link:calculationLink link:definitionLink 9955572 - Disclosure - INSURANCE AND REINSURANCE CONTRACTS ASSETS AND LIABILITIES - Narrative (Details) link:presentationLink link:calculationLink link:definitionLink 9955573 - Disclosure - PROPERTY, FURNITURE AND EQUIPMENT, NET - Schedule of Property, Furniture and Equipment and Accumulated Depreciation (Details) link:presentationLink link:calculationLink link:definitionLink 9955574 - Disclosure - PROPERTY, FURNITURE AND EQUIPMENT, NET - Narrative (Details) link:presentationLink link:calculationLink link:definitionLink 9955575 - Disclosure - INTANGIBLE ASSETS AND GOODWILL, NET - Schedule of Composition of Intangible Assets with Useful Life (Details) link:presentationLink link:calculationLink link:definitionLink 9955576 - Disclosure - INTANGIBLE ASSETS AND GOODWILL, NET - Schedule of Reconciliation of Changes in Goodwill (Details)) link:presentationLink link:calculationLink link:definitionLink 9955577 - Disclosure - INTANGIBLE ASSETS AND GOODWILL, NET - Schedule of Key Assumptions Used for Calculation of Fair Value Less Selling Costs (Details) link:presentationLink link:calculationLink link:definitionLink 9955578 - Disclosure - RIGHT-OF-USE ASSETS AND LEASE LIABILITIES (Details) link:presentationLink link:calculationLink link:definitionLink 9955579 - Disclosure - OTHER ASSETS AND OTHER LIABILITIES - Schedule of Components of Other Assets and Liabilities (Details) link:presentationLink link:calculationLink link:definitionLink 9955580 - Disclosure - OTHER ASSETS AND OTHER LIABILITIES - Schedule of Fair Value of Derivative Financial Instruments, Recorded as Asset or Liability (Details) link:presentationLink link:calculationLink link:definitionLink 9955581 - Disclosure - OTHER ASSETS AND OTHER LIABILITIES - Schedule of Fair Value of Derivatives Held For Trading Classified by Contractual Maturity (Details) link:presentationLink link:calculationLink link:definitionLink 9955582 - Disclosure - OTHER ASSETS AND OTHER LIABILITIES - Schedule of Current Cash Flow Hedges Expected To Occur (Details) link:presentationLink link:calculationLink link:definitionLink 9955583 - Disclosure - OTHER ASSETS AND OTHER LIABILITIES - Schedule of Movement of Investment Properties (Details) link:presentationLink link:calculationLink link:definitionLink 9955584 - Disclosure - OTHER ASSETS AND OTHER LIABILITIES - Narrative (Details) link:presentationLink link:calculationLink link:definitionLink 9955585 - Disclosure - OTHER ASSETS AND OTHER LIABILITIES - Schedule of Movement of Provision for Sundry Risks (Details) link:presentationLink link:calculationLink link:definitionLink 9955586 - Disclosure - DEPOSITS AND OBLIGATIONS - Schedule of Demand Deposits (Details) link:presentationLink link:calculationLink link:definitionLink 9955587 - Disclosure - DEPOSITS AND OBLIGATIONS - Schedule of Non-Interest-Bearing and Interest-Bearing Deposits and Obligations (Details) link:presentationLink link:calculationLink link:definitionLink 9955588 - Disclosure - DEPOSITS AND OBLIGATIONS - Schedule of Time Deposits Classified by Maturity (Details) link:presentationLink link:calculationLink link:definitionLink 9955589 - Disclosure - DUE TO BANKS AND CORRESPONDENTS - Schedule of Item Consists of Due to Banks and Correspondents (Details) link:presentationLink link:calculationLink link:definitionLink 9955590 - Disclosure - DUE TO BANKS AND CORRESPONDENTS - Schedule of International Funds and Others (Details) link:presentationLink link:calculationLink link:definitionLink 9955591 - Disclosure - DUE TO BANKS AND CORRESPONDENTS - Schedule of Promotional Credit Lines (Details) link:presentationLink link:calculationLink link:definitionLink 9955592 - Disclosure - DUE TO BANKS AND CORRESPONDENTS - Schedule of Due to Banks and Correspondents Maturities (Details) link:presentationLink link:calculationLink link:definitionLink 9955593 - Disclosure - BONDS AND NOTES ISSUED - Schedule of Bonds and Notes Issued (Details) link:presentationLink link:calculationLink link:definitionLink 9955594 - Disclosure - BONDS AND NOTES ISSUED - Schedule of Bonds and Notes Issued by Maturity (Details) link:presentationLink link:calculationLink link:definitionLink 9955595 - Disclosure - EQUITY - Capital Stock (Details) link:presentationLink link:calculationLink link:definitionLink 9955596 - Disclosure - EQUITY - Schedule of Treasury Stock (Details) link:presentationLink link:calculationLink link:definitionLink 9955597 - Disclosure - EQUITY - Reserves and Other Reserves (Details) link:presentationLink link:calculationLink link:definitionLink 9955598 - Disclosure - EQUITY - Schedule of Other Reserves Include Unrealized Gains (Losses) on Fair Value of Investments (Details) link:presentationLink link:calculationLink link:definitionLink 9955599 - Disclosure - EQUITY - Schedule of Components of Other Comprehensive Income (Details) link:presentationLink link:calculationLink link:definitionLink 9955600 - Disclosure - EQUITY - Schedule of Dividends Distribution (Details) link:presentationLink link:calculationLink link:definitionLink 9955601 - Disclosure - EQUITY - Dividend Distribution (Details) link:presentationLink link:calculationLink link:definitionLink 9955602 - Disclosure - EQUITY - Regulatory Capital (Details) link:presentationLink link:calculationLink link:definitionLink 9955603 - Disclosure - TAX SITUATION - Summary (Details) link:presentationLink link:calculationLink link:definitionLink 9955604 - Disclosure - TAX SITUATION - Tax Rates (Details) link:presentationLink link:calculationLink link:definitionLink 9955605 - Disclosure - TAX SITUATION - Schedule of Reconciliation of the Statutory Income Tax Rate to the Effective Tax Rate (Details) link:presentationLink link:calculationLink link:definitionLink 9955606 - Disclosure - TAX SITUATION -Schedule of Income Tax Expense (Details) link:presentationLink link:calculationLink link:definitionLink 9955607 - Disclosure - TAX SITUATION - Schedule of Deferred Income Tax (Details) link:presentationLink link:calculationLink link:definitionLink 9955608 - Disclosure - TAX SITUATION - Reconciliation of Net Deferred Tax Assets and Liabilities (Details) link:presentationLink link:calculationLink link:definitionLink 9955609 - Disclosure - CONTINGENT RISKS AND COMMITMENTS (Details) link:presentationLink link:calculationLink link:definitionLink 9955610 - Disclosure - INTEREST, SIMILAR INCOME AND SIMILAR EXPENSES (Details) link:presentationLink link:calculationLink link:definitionLink 9955611 - Disclosure - COMMISSIONS AND FEES (Details) link:presentationLink link:calculationLink link:definitionLink 9955612 - Disclosure - NET GAIN ON SECURITIES (Details) link:presentationLink link:calculationLink link:definitionLink 9955613 - Disclosure - INSURANCE AND REINSURANCE RESULT - Schedule of Insurance Service Result (Details) link:presentationLink link:calculationLink link:definitionLink 9955614 - Disclosure - INSURANCE AND REINSURANCE RESULT - Schedule of Reinsurance Result (Details) link:presentationLink link:calculationLink link:definitionLink 9955615 - Disclosure - INSURANCE AND REINSURANCE RESULT - Schedule of Contracts Measured under BBA and VFA (Details) link:presentationLink link:calculationLink link:definitionLink 9955616 - Disclosure - INSURANCE AND REINSURANCE RESULT - Schedule of Onerous and Non-onerous Contracts (Details) link:presentationLink link:calculationLink link:definitionLink 9955617 - Disclosure - INSURANCE AND REINSURANCE RESULT - Schedule of CSM in Loss Component (Details) link:presentationLink link:calculationLink link:definitionLink 9955618 - Disclosure - INSURANCE AND REINSURANCE RESULT - Schedule of Composition of Underlying Assets Related to Contracts with Direct Participation Features (Details) link:presentationLink link:calculationLink link:definitionLink 9955619 - Disclosure - INSURANCE AND REINSURANCE RESULT - Schedule of CSMs for Insurance Contracts Portfolios (Details) link:presentationLink link:calculationLink link:definitionLink 9955620 - Disclosure - SALARIES AND EMPLOYEES BENEFITS (Details) link:presentationLink link:calculationLink link:definitionLink 9955621 - Disclosure - ADMINISTRATIVE EXPENSES (Details) link:presentationLink link:calculationLink link:definitionLink 9955622 - Disclosure - OTHER INCOME AND EXPENSES (Details) link:presentationLink link:calculationLink link:definitionLink 9955623 - Disclosure - EARNING PER SHARE (Details) link:presentationLink link:calculationLink link:definitionLink 9955624 - Disclosure - OPERATING SEGMENTS -Schedule of Information Relating to Operating Segments (Details) link:presentationLink link:calculationLink link:definitionLink 9955625 - Disclosure - OPERATING SEGMENTS - Schedule of Distribution of Total Revenue, Operating Revenue and Non-current Assets of Group Based on Location (Details) link:presentationLink link:calculationLink link:definitionLink 9955626 - Disclosure - TRANSACTIONS WITH RELATED PARTIES - Schedule of Main Transactions with Related Parties (Details) link:presentationLink link:calculationLink link:definitionLink 9955627 - Disclosure - TRANSACTIONS WITH RELATED PARTIES - Schedule of Group's Key executives' Compensation (Details) link:presentationLink link:calculationLink link:definitionLink 9955628 - Disclosure - TRANSACTIONS WITH RELATED PARTIES - Schedule of Group Holds Interests in Various Funds (Details) link:presentationLink link:calculationLink link:definitionLink 9955629 - Disclosure - FINANCIAL INSTRUMENTS CLASSIFICATION (Details) link:presentationLink link:calculationLink link:definitionLink 9955630 - Disclosure - FINANCIAL AND NON-FINANCIAL RISK MANAGEMENT - Schedule of Classification of Direct Loans and Allowances of Loans (Details) link:presentationLink link:calculationLink link:definitionLink 9955631 - Disclosure - FINANCIAL AND NON-FINANCIAL RISK MANAGEMENT - Renegotiated Loans, Refinanced Loans and Expected Loss (Details) link:presentationLink link:calculationLink link:definitionLink 9955632 - Disclosure - FINANCIAL AND NON-FINANCIAL RISK MANAGEMENT - Schedule of Impaired Loans, Fair Value of Collateral, Allowances for Loan Losses (Details) link:presentationLink link:calculationLink link:definitionLink 9955633 - Disclosure - FINANCIAL AND NON-FINANCIAL RISK MANAGEMENT - Schedule of Classification of Loans by Maturity (Details) link:presentationLink link:calculationLink link:definitionLink 9955634 - Disclosure - FINANCIAL AND NON-FINANCIAL RISK MANAGEMENT - Schedule of Classification of Direct Loans by Banking and Maturity (Details) link:presentationLink link:calculationLink link:definitionLink 9955635 - Disclosure - FINANCIAL AND NON-FINANCIAL RISK MANAGEMENT - Narrative (Details) link:presentationLink link:calculationLink link:definitionLink 9955636 - Disclosure - FINANCIAL AND NON-FINANCIAL RISK MANAGEMENT - Allowances for Direct and Indirect Loan Losses and its Estimations (Details) link:presentationLink link:calculationLink link:definitionLink 9955637 - Disclosure - FINANCIAL AND NON-FINANCIAL RISK MANAGEMENT - Risk-rating Analysis (Details) link:presentationLink link:calculationLink link:definitionLink 9955638 - Disclosure - FINANCIAL AND NON-FINANCIAL RISK MANAGEMENT - Schedule of Concentration of Financial Instruments Exposed to Credit Risk - Economic Factors (Details) link:presentationLink link:calculationLink link:definitionLink 9955639 - Disclosure - FINANCIAL AND NON-FINANCIAL RISK MANAGEMENT - Schedule of Concentration of Financial Instruments Exposed to Credit Risk by Geographical Areas (Details) link:presentationLink link:calculationLink link:definitionLink 9955640 - Disclosure - FINANCIAL AND NON-FINANCIAL RISK MANAGEMENT - Schedule of Financial Assets Subject to Offsetting (Details) link:presentationLink link:calculationLink link:definitionLink 9955641 - Disclosure - FINANCIAL AND NON-FINANCIAL RISK MANAGEMENT - Schedule of Financial Liabilities Subject to Offsetting (Details) link:presentationLink link:calculationLink link:definitionLink 9955642 - Disclosure - FINANCIAL AND NON-FINANCIAL RISK MANAGEMENT - VAR by Risk Type (Details) link:presentationLink link:calculationLink link:definitionLink 9955643 - Disclosure - FINANCIAL AND NON-FINANCIAL RISK MANAGEMENT - Schedule of Exposure to Interest Rate Risk (Details) link:presentationLink link:calculationLink link:definitionLink 9955644 - Disclosure - FINANCIAL AND NON-FINANCIAL RISK MANAGEMENT - Schedule of Sensitivity Analysis Regarding Change in Interest Rates (Details) link:presentationLink link:calculationLink link:definitionLink 9955645 - Disclosure - FINANCIAL AND NON-FINANCIAL RISK MANAGEMENT - Schedule of Market Price Sensitivity Tests (Details) link:presentationLink link:calculationLink link:definitionLink 9955646 - Disclosure - FINANCIAL AND NON-FINANCIAL RISK MANAGEMENT - Schedule of Assets and Liabilities by Currencies (Details) link:presentationLink link:calculationLink link:definitionLink 9955647 - Disclosure - FINANCIAL AND NON-FINANCIAL RISK MANAGEMENT - Schedule of Sensitivity Analysis (Details) link:presentationLink link:calculationLink link:definitionLink 9955648 - Disclosure - FINANCIAL AND NON-FINANCIAL RISK MANAGEMENT - Schedule of Cash Flows Payable by Remaining Contractual Maturities (Details) link:presentationLink link:calculationLink link:definitionLink 9955649 - Disclosure - FINANCIAL AND NON-FINANCIAL RISK MANAGEMENT - Schedule of Estimates of Accumulated Claims Incurred (Details) link:presentationLink link:calculationLink link:definitionLink 9955650 - Disclosure - FINANCIAL AND NON-FINANCIAL RISK MANAGEMENT - Capital Management (Details) link:presentationLink link:calculationLink link:definitionLink 9955651 - Disclosure - FINANCIAL AND NON-FINANCIAL RISK MANAGEMENT - Schedule of Financial Instruments Recorded at Fair Value and Fair Value Hierarchy (Details) link:presentationLink link:calculationLink link:definitionLink 9955652 - Disclosure - FINANCIAL AND NON-FINANCIAL RISK MANAGEMENT - Schedule of Financial Instruments Not Measured At Fair Value (Details) link:presentationLink link:calculationLink link:definitionLink 9955653 - Disclosure - FINANCIAL AND NON-FINANCIAL RISK MANAGEMENT - Schedule of Net Assets Under Administration Off the Balance Sheet (Details) link:presentationLink link:calculationLink link:definitionLink 9955654 - Disclosure - COMMITMENTS AND CONTINGENCIES (Details) link:presentationLink link:calculationLink link:definitionLink 9955655 - Disclosure - SUBSEQUENT EVENTS (Details) link:presentationLink link:calculationLink link:definitionLink